Business liability insurance
Accidents can happen in a small corner. If you or one of your employees causes damage to one of your customers, it is nice to be able to fall back on your business liability insurance.
The business liability insurance insures you against material damage caused by yourself or an employee. Personal (injury) damage is also insured within this business liability insurance, as well as optional product liability.
As an entrepreneur or independent professional, you run specific liability risks. Good liability insurance is therefore indispensable. Our liability insurance takes into account all your industry risks and pays for the damage. A personal accident occurs during work? Your family member who works with you accidentally damages a customer's car? Or damage is caused to others during work? Then you may be faced with claims for damages. Our liability insurance protects you against the financial consequences of this, even if the incident takes place abroad. We pay for the damage caused by your employees or your products. Even if the employee is a temporary worker, intern or volunteer.
Avoiding financial risks
Usually, large amounts are involved in a liability claim. That is why a good business liability insurance is essential for every company. We are happy to help you inventory the risks that your company runs and determine the best form of coverage. Feel free to call us for an appointment and advice.
Benefits of Business Liability Insurance
- Product liability coverage.
- Coverage for personal injury.
- Liability coverage for material damage
- Competitive premium and excellent conditions.
Avoid high costs in case of damage claims
Do you or your employee accidentally cause damage to someone else or to someone else's property for which you are liable? Then you can make a claim under the Business Liability Insurance.
Employee injury insurance
The Employee Damage cover insures employees for damage they sustain in their work, but for which you as an employer are not liable. Court rulings have determined that an employer does have a certain responsibility in such a case. Employee Damage cover then offers a solution. This allows you to act as a good employer and your employees are adequately insured.
To insure the advance risk
Suppose someone holds you liable after the effective date of the insurance for damage that occurred before the effective date. This 'pre-risk' or run-in risk can optionally be insured.
Insure run-off risk?
Suppose someone holds you liable after the cancellation date of the insurance for damage that occurred during the current insurance. This 'after risk' or run-off risk is insured against you when you take out the next policy.