Disability insurance for self-employed persons
The benefits of both low one-off costs and always up-to-date insurance with the Bouvy AOV Package.
Bouvy Advice provides personal advice about your disability insurance. We base our advice on your personal and business situation and pay attention to the premium and conditions of insurers. We guide you through the entire application process and take all the work off your hands. After taking out a disability insurance, it is our responsibility to ensure that the chosen insurance remains suitable. We carry out a periodic check for this.
The costs for advice when taking out a Disability Insurance are € 375.00 and for the mediation we charge a one-off € 375.00. After this you take out a maintenance subscription of 15.00 per month. For this we regularly check whether your insurance still fits sufficiently and are your point of contact for the insurer. This way you don't have to worry about it anymore and you can focus on your business without a care in the world.
The benefits of a Disability Insurance through Bouvy Advice
Can be customized
Extensive coverage
always an up-to-date financial plan through risk, cost and objective monitoring
Always an insurance that suits you through the periodic comparison of the premium and conditions
Always informed about important changes in the conditions of the purchased product
Prompt payment of damages once determined
Disability insurance for entrepreneurs
As a self-employed person, you are responsible for your income. But what if you are (temporarily) unable to work? Disability insurance for entrepreneurs is necessary if you are unable to work due to an accident or illness and you still want to maintain income to cover your costs. Prevent major financial consequences for your business and private situation and guarantee your income continuity with a disability insurance.
Why independent insurance advice?
Bouvy Advies has contact with and a comparison tool for all insurers in the Netherlands. Which insurance company is the best? There is no clear answer. Because which company is the best for you depends on your personal and business circumstances. Based on your situation and wishes, I compare dozens of insurance companies with each other. Each company has different conditions and charges different premiums against different conditions and it is always wise to compare both.
Independent and specialist advice is very important. Taking out insurance online seems so easy. Yet, the wrong product is often taken out. There is a big chance that you are overlooking something, are underinsured or are paying too much. It is important not to just look at the premium, because the conditions are just as important. As insurance experts, we know exactly what to look out for when it comes to taking out insurance and risk management.
Some insurers only do business directly with customers. If our analysis shows that such a company is the best option for you, we advise you to take it out with them directly. Of course, we will guide you with the application and the policy. We will also administer this properly, so that we can check it regularly for you. Your interests always come first.
The AOV maintenance subscription
Within the maintenance subscription, we perform aftercare and maintenance after purchasing a financial product and the advice we have given. Reliable, good and responsible advice is important and decisive for making the right choice. We believe it is at least as important that our advice remains appropriate in the future. After all, we are going into business with each other for the long term. Based on our conviction, we would also like to continue to provide you with good advice in the future. Numerous changes can occur in your personal and financial circumstances, which means that your original goals must be adjusted. This means that our advice must also be adjusted.
A subscription to have your AOV checked periodically prevents unnecessary surprises and gives you the certainty that it will continue to fully match your personal situation.
It is in your interest to stay informed of important changes in the terms of the insurance. We take responsibility for ensuring that the insurance taken out remains appropriate and keep you informed of changes that could result in the advice given no longer being appropriate. We check the terms of the insurer and also your personal and business details.
An always up-to-date financial plan through risk, cost and objective monitoring
Always an up-to-date digital file
One personally assigned point of contact, available to you from 9:00 AM to 9:00 PM
Always up to date with important changes in the conditions of the purchased product
A service conversation approximately 5 months after concluding this agreement
Periodic comparison of the premium and conditions (at your request)
Biennial consultation / maintenance of your financial product (at your request)
Point of contact for the insurer and mediation between you and the insurer in the event of calamities'
We monitor the handling of the damage and you will receive a quick payment for the damage once it has been determined.
The insurer always has your current details
The costs for applying for and taking out a Disability Insurance are a one-off fee of €750.00. After this, you take out a maintenance subscription of €15.00 per month.
Personal advice
More than half of the self-employed do not have disability insurance. That does not have to be a problem if you have sufficient assets or a partner with a good income to absorb the income blows in the event of long-term illness, for example. I would be happy to look at your personal situation with you and, if desired, advise you on an insurance that suits you.
As an independent insurance advisor, Bouvy Advies ensures that you are always well insured, do not take unnecessary risks and do not pay too much.
Please contact us for the most suitable solution for your situation.